diff --git a/lib/features/beneficiaries/screens/add_beneficiary_screen.dart b/lib/features/beneficiaries/screens/add_beneficiary_screen.dart
index c9dc8f1..5b4b109 100644
--- a/lib/features/beneficiaries/screens/add_beneficiary_screen.dart
+++ b/lib/features/beneficiaries/screens/add_beneficiary_screen.dart
@@ -1,17 +1,23 @@
-// ignore_for_file: prefer_final_fields, unused_field
-
 import 'package:flutter/material.dart';
 import 'package:flutter_svg/svg.dart';
 import 'package:kmobile/api/services/beneficiary_service.dart';
 import 'package:kmobile/data/models/ifsc.dart';
 import 'package:kmobile/data/models/beneficiary.dart';
+import 'package:kmobile/data/models/user.dart';
 import 'beneficiary_result_page.dart';
 import 'package:material_symbols_icons/material_symbols_icons.dart';
 import '../../../di/injection.dart';
 import '../../../l10n/app_localizations.dart';
 
 class AddBeneficiaryScreen extends StatefulWidget {
-  const AddBeneficiaryScreen({super.key});
+  final List<User>? users;
+  final int? selectedIndex;
+
+  const AddBeneficiaryScreen({
+    super.key,
+    this.users,
+    this.selectedIndex,
+  });
 
   @override
   State<AddBeneficiaryScreen> createState() => _AddBeneficiaryScreen();
@@ -20,6 +26,7 @@ class AddBeneficiaryScreen extends StatefulWidget {
 class _AddBeneficiaryScreen extends State<AddBeneficiaryScreen> {
   final _formKey = GlobalKey<FormState>();
 
+  late User selectedUser = (widget.users ?? [])[widget.selectedIndex!];
   final TextEditingController accountNumberController = TextEditingController();
   final TextEditingController confirmAccountNumberController =
       TextEditingController();
@@ -82,28 +89,83 @@ bool _isLoading = false; //for validateIFSC()
 
  
 Future<void> _validateBeneficiary() async {
-    var beneficiaryService = getIt<BeneficiaryService>();
-    setState(() {
-      _isValidating = true;
-      _validationError = null;
-    });
-    try {
-      final name = await beneficiaryService
-          .validateBeneficiaryWithinBank(accountNumberController.text);
+  // start spinner / disable button
+  setState(() {
+    _isValidating = true;
+    _validationError = null;
+    _isBeneficiaryValidated = false;
+    nameController.text = ''; // clear previous name
+  });
+
+  final String accountNo = accountNumberController.text.trim();
+  final String ifsc = ifscController.text.trim();
+  final String remitter = selectedUser.name ?? ''; 
+
+  final service = getIt<BeneficiaryService>();
+  try {
+    // Step 1: call validate API -> get refNo
+    final String? refNo = await service.validateBeneficiary(
+      accountNo: accountNo,
+      ifscCode: ifsc,
+      remitterName: remitter,
+    );
+
+    if (refNo == null || refNo.isEmpty) {
       setState(() {
-        _beneficiaryName = name;
-        _isBeneficiaryValidated = true;
-        _isValidating = false;
-      });
-    } catch (e) {
-      setState(() {
-        _validationError = "Account Number not from KCCB";
-        _isValidating = false;
+        _validationError = 'Validation request failed. Please check details.';
         _isBeneficiaryValidated = false;
-        _beneficiaryName = null;
+      });
+      return;
+    }
+
+    // Step 2: poll checkValidationStatus for up to 30 seconds
+    const int timeoutSeconds = 30;
+    const int intervalSeconds = 2;
+    int elapsed = 0;
+    String? foundName;
+
+    while (elapsed < timeoutSeconds) {
+      final String? name = await service.checkValidationStatus(refNo);
+
+      if (name != null && name.trim().isNotEmpty) {
+        foundName = name.trim();
+        break;
+      }
+
+      await Future.delayed(const Duration(seconds: intervalSeconds));
+      elapsed += intervalSeconds;
+    }
+
+    if (foundName != null) {
+      setState(() {
+        nameController.text = foundName!;
+        _isBeneficiaryValidated = true;
+        _validationError = null;
+      });
+    } else {
+      setState(() {
+        _validationError = 'Beneficiary not found within timeout.';
+        _isBeneficiaryValidated = false;
+      });
+    }
+  } catch (e, st) {
+    // handle unexpected errors
+    // print or log if you want
+    debugPrint('Error validating beneficiary: $e\n$st');
+    setState(() {
+      _validationError = 'Something went wrong. Please try again.';
+      _isBeneficiaryValidated = false;
+    });
+  } finally {
+    if (mounted) {
+      setState(() {
+        _isValidating = false;
       });
     }
   }
+}
+
+
 
  String _selectedAccountType = 'Savings'; // default value
 
@@ -361,67 +423,59 @@ void validateAndAddBeneficiary() async {
                             ),
                           ),
                         ),
-
-                        //validate Beneficiary Button
-                        if (!_isBeneficiaryValidated)
-                Padding(
-                  padding: const EdgeInsets.only(top: 12.0),
-                  child: SizedBox(
-                    width: double.infinity,
-                    child: ElevatedButton(
-                      onPressed: _isValidating
-                          ? null
-                          : () {
-                              if (accountNumberController.text.length == 11 &&
-                                  confirmAccountNumberController.text ==
-                                      accountNumberController.text) {
-                                _validateBeneficiary();
-                              } else {
-                                setState(() {
-                                  _validationError =
-                                      'Please enter a valid and matching account number.';
-                                });
-                              }
-                            },
-                      child: _isValidating
-                          ? const SizedBox(
-                              width: 20,
-                              height: 20,
-                              child: CircularProgressIndicator(strokeWidth: 2),
-                              
-                            )
-                          : const Text('Validate Beneficiary'),
-                    ),
-                  ),
-                ),
+//Validate Beneficiary Name
+if (!_isBeneficiaryValidated)
+  Padding(
+    padding: const EdgeInsets.only(top: 12.0),
+    child: SizedBox(
+      width: double.infinity,
+      child: ElevatedButton(
+        onPressed: _isValidating
+            ? null
+            : () {
+                if (
+                    confirmAccountNumberController.text ==
+                        accountNumberController.text) {
+                  _validateBeneficiary();
+                } else {
+                  setState(() {
+                    _validationError =
+                        'Please enter a valid and matching account number.';
+                  });
+                }
+              },
+        child: _isValidating
+            ? const SizedBox(
+                width: 20,
+                height: 20,
+                child: CircularProgressIndicator(strokeWidth: 2),
+              )
+            : const Text('Validate Beneficiary'),
+      ),
+    ),
+  ),
                         //Beneficiary Name (Disabled)
-                        const SizedBox(height: 24),
                         TextFormField(
-                          controller: nameController,
-                          enabled: false,
-                          decoration: InputDecoration(
-                            labelText: AppLocalizations.of(context).beneficiaryName,
-                            // prefixIcon: Icon(Icons.person),
-                            border: const OutlineInputBorder(),
-                            isDense: true,
-                            filled: true,
-                            fillColor: Theme.of(context).dialogBackgroundColor,
-                            enabledBorder: const OutlineInputBorder(
-                              borderSide: BorderSide(color: Colors.black),
-                            ),
-                            focusedBorder: const OutlineInputBorder(
-                              borderSide: BorderSide(
-                                color: Colors.black,
-                                width: 2,
-                              ),
-                            ),
-                          ),
-                          textInputAction: TextInputAction.next,
-                          validator: (value) => value == null || value.isEmpty
-                              ? AppLocalizations.of(context).nameRequired
-                              : null,
-                        ),
-
+  controller: nameController,
+  enabled: false,
+  decoration: InputDecoration(
+    labelText: AppLocalizations.of(context).beneficiaryName,
+    border: const OutlineInputBorder(),
+    isDense: true,
+    filled: true,
+    fillColor: Theme.of(context).dialogBackgroundColor,
+    enabledBorder: const OutlineInputBorder(
+      borderSide: BorderSide(color: Colors.black),
+    ),
+    focusedBorder: const OutlineInputBorder(
+      borderSide: BorderSide(color: Colors.black, width: 2),
+    ),
+  ),
+  textInputAction: TextInputAction.next,
+  validator: (value) => value == null || value.isEmpty
+      ? AppLocalizations.of(context).nameRequired
+      : null,
+),
                         const SizedBox(height: 24),
                         // 🔹 Account Type Dropdown
                         DropdownButtonFormField<String>(
diff --git a/lib/features/beneficiaries/screens/manage_beneficiaries_screen.dart b/lib/features/beneficiaries/screens/manage_beneficiaries_screen.dart
index 2f64cd0..942699d 100644
--- a/lib/features/beneficiaries/screens/manage_beneficiaries_screen.dart
+++ b/lib/features/beneficiaries/screens/manage_beneficiaries_screen.dart
@@ -1,13 +1,17 @@
 import 'package:flutter/material.dart';
 import 'package:kmobile/data/models/beneficiary.dart';
 import 'package:kmobile/features/beneficiaries/screens/add_beneficiary_screen.dart';
+import '../../../data/models/user.dart';
 import '../../../l10n/app_localizations.dart';
 import '../../../di/injection.dart';
 import 'package:kmobile/api/services/beneficiary_service.dart';
 import 'package:shimmer/shimmer.dart';
-
+//import 'package:kmobile/data/models/user.dart';
 
 class ManageBeneficiariesScreen extends StatefulWidget {
+  // final List<User> users;
+  // final int selectedIndex;
+ 
   const ManageBeneficiariesScreen({super.key});
 
   @override
@@ -17,9 +21,12 @@ class ManageBeneficiariesScreen extends StatefulWidget {
 
 class _ManageBeneficiariesScreen extends State<ManageBeneficiariesScreen> {
   var service = getIt<BeneficiaryService>();
+//  late User selectedUser = widget.users[widget.selectedIndex];
   //final BeneficiaryService _service = BeneficiaryService();
   bool _isLoading = true;
+   int selectedAccountIndex = 0;
   List<Beneficiary> _beneficiaries = [];
+  
 
   @override
   void initState() {
@@ -101,7 +108,7 @@ class _ManageBeneficiariesScreen extends State<ManageBeneficiariesScreen> {
             Navigator.push(
               context,
               MaterialPageRoute(
-                builder: (context) => const AddBeneficiaryScreen(),
+                builder: (context) => AddBeneficiaryScreen(),
               ),
             );
           },