added beneficiary payment middleware to neft, rtgs, imps and transfer routes

src/routes/neft.route.js

@@ -4,9 +4,17 @@ const { logger } = require('../util/logger');
 const neftValidator = require('../validators/neft.validator.js');
 const paymentSecretValidator = require('../validators/payment.secret.validator');
 const { checkLimit } = require('../middlewares/limitCheck.middleware');
+const {
+  checkBeneficiaryCooldown,
+} = require('../middlewares/cooldown.middleware');
 
 const router = express.Router();
-router.use(neftValidator, paymentSecretValidator, checkLimit);
+router.use(
+  neftValidator,
+  paymentSecretValidator,
+  checkLimit,
+  checkBeneficiaryCooldown
+);
 
 const neftRoute = async (req, res) => {
   const {