feat: user can change login password

feat: user can change transaction password
wip : Admin feature rights -InProgress

src/util/sms_template.js

@@ -18,6 +18,9 @@ const templates = {
 
   FORGOT_PASSWORD: (otp) => 
     `Dear Customer, Forgot Password OTP is ${otp} -KCCB`,
+
+  REGISTRATION: (otp) =>
+     `Dear Customer, Your CIF is enable.First time login password: ${otp} (valid for 7 days).Please login and change your password -KCCB`,
 };
 
 module.exports = templates;