diff --git a/src/services/beneficiary.service.js b/src/services/beneficiary.service.js
index 84d15ad..bba42cd 100644
--- a/src/services/beneficiary.service.js
+++ b/src/services/beneficiary.service.js
@@ -1,5 +1,6 @@
 const axios = require('axios');
 const { logger } = require('../util/logger');
+const { v4: uuidv4 } = require('uuid');
 
 async function validateWithinBank(accountNo) {
   const url = 'http://localhost:8687/kccb/cbs/acctInfo/details';
@@ -16,4 +17,23 @@ async function validateWithinBank(accountNo) {
   }
 }
 
-module.exports = { validateWithinBank };
+async function validateOutsideBank(accountNo, ifscCode, name) {
+  const uuid = `KCC${uuidv4().replace(/-/g, '')}`;
+  const url = `http://localhost:9091/kccb/benenamelookup/ReqBeneDetails/${uuid}`;
+  try {
+    const response = await axios.post(url, {
+      acctNo: accountNo,
+      ifsccode: ifscCode,
+      remittername: name,
+    });
+    if (response.data) {
+      console.log(response.data);
+      return uuid;
+    }
+  } catch (error) {
+    logger.error(error, 'error while validating customer from NPCI');
+    throw new Error('error in beneficiary validation');
+  }
+}
+
+module.exports = { validateWithinBank, validateOutsideBank };