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Tomosa Sarkar
2025-07-28 13:56:49 +05:30
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<?xml version = '1.0' encoding = 'UTF-8'?>
<html xmlns:lxslt="http://xml.apache.org/xslt"><head><LINK href="../includes/ENRGISE.css" rel="stylesheet"/></head><body style="background-color:#fffdcd" topMargin="0"><a name="Top"/><table border="0" cellspacing="1" cellpadding="1"><tr><td><table border="0" cellspacing="1" cellpadding="1"><tr height="20"><td class="HelpChapHeadText">Loan Master</td></tr><tr height="20"><td/></tr></table></td></tr><tr height="20"><td><a href="#1">General Description:</a></td></tr><tr height="20"><td><a href="#2">Header Fields Description:</a></td></tr><tr height="20"><td><a href="#3">Detail Fields Description:</a></td></tr><tr height="80"><td><a href="TOC.html">TOC
</a></td></tr><tr><td><a name="1"/><table border="0" cellspacing="1" cellpadding="1"><tr height="40"><td class="HelpPartHeadText">General Description:</td></tr><tr><td><table border="0" cellspacing="0" cellpadding="0"><tr><td class="HelpContentText">The Loan Master screen is used for maintaining master information about various loans that are disbursed by an organisation. Details like Loan Code, Loan Name, Type of Interest, Chart Name etc. are maintained through this process. </td></tr></table></td></tr><tr height="20"><td><a href="#Top">Go Top</a></td></tr></table></td></tr><tr><td><a name="2"/><table border="0" cellspacing="1" cellpadding="1"><tr height="40"><td class="HelpPartHeadText">Header Fields Description:</td></tr><tr><td><table border="0" cellspacing="0" cellpadding="0"><tr><td class="HelpContentText"><b>Loan Code</b>Unique Code associated with each loan</td></tr></table></td></tr><tr><td><table border="0" cellspacing="0" cellpadding="0"><tr><td class="HelpContentText"><b>Nature of payment </b>It indicates whether principal is paid back first or interest or both together </td></tr></table></td></tr><tr><td><table border="0" cellspacing="0" cellpadding="0"><tr><td class="HelpContentText"><b>Type of Interest </b>Can be of three types. 1) Simple Interest, 2) As per Chart or 3) Reducing Balance method for Interest Calculation.</td></tr></table></td></tr><tr><td><table border="0" cellspacing="0" cellpadding="0"><tr><td class="HelpContentText"><b>Chart Name </b>Will have to be entered if "Type of Interest" is "Chart".</td></tr></table></td></tr><tr height="20"><td><a href="#Top">Go Top</a></td></tr></table></td></tr><tr><td><a name="3"/><table border="0" cellspacing="1" cellpadding="1"><tr height="40"><td class="HelpPartHeadText">Detail Fields Description:</td></tr><tr><td><table border="0" cellspacing="0" cellpadding="0"><tr><td class="HelpContentText"><b>Loan Detail Code </b>Indicates the loan sub code. Logically for a Loan code defined in Loan Master Frame, there can be multiple "sub loans" with variations in amount and eligibility.</td></tr></table></td></tr><tr><td><table border="0" cellspacing="0" cellpadding="0"><tr><td class="HelpContentText"><b>Eligibility Factor </b>1) If value is "Greater" then the employee will be paid either % of number of month's salary or maximum limit whichever is greater.
2) If value is "Lesser" then the employee will be paid either % of number of month's salary or maximum limit whichever is lesser.
3) If value is "Flat Amount" then the employee will be paid the maximum limit (Loan Amount).
4) If value is "Salary" then the employee will be paid % of number of month's salary.
</td></tr></table></td></tr><tr><td><table border="0" cellspacing="0" cellpadding="0"><tr><td class="HelpContentText"><b>Maximum Limit </b>Indicates the Maximum limit of the Sub Loan.</td></tr></table></td></tr><tr><td><table border="0" cellspacing="0" cellpadding="0"><tr><td class="HelpContentText"><b>Maximum Loan (%) </b>Indicates the % of Property Price that can be given as a loan.</td></tr></table></td></tr><tr><td><table border="0" cellspacing="0" cellpadding="0"><tr><td class="HelpContentText"><b>No. Of Month's Salary </b>Indicates the Maximum Loan amount in Number of Months of Salary.</td></tr></table></td></tr><tr><td><table border="0" cellspacing="0" cellpadding="0"><tr><td class="HelpContentText"><b>Minimum Years in Service </b>Number of years of service for an employee before qualifying for a loan</td></tr></table></td></tr><tr><td><table border="0" cellspacing="0" cellpadding="0"><tr><td class="HelpContentText"><b>Minimum Years of Remaining service </b>Minimum years of service left with the organisation if an employee is to be sanctioned a loan.</td></tr></table></td></tr><tr><td><table border="0" cellspacing="0" cellpadding="0"><tr><td class="HelpContentText"><b>Applicable to All </b>If checked, the sub loan is applicable to everyone in the organisation. If not ticked, then eligibility rules will have to be defined through the loan eligibility screen. If for a sub loan, this field is ticked off, then there can be no other sub loans defined for the main loan.</td></tr></table></td></tr><tr><td><table border="0" cellspacing="0" cellpadding="0"><tr><td class="HelpContentText"><b>Company Policy Start Date </b>It is the date from which the sub loan is valid. Cannot be a future date.</td></tr></table></td></tr><tr><td><table border="0" cellspacing="0" cellpadding="0"><tr><td class="HelpContentText"><b>Company Policy End Date </b>It is the date till which the policy is valid.</td></tr></table></td></tr><tr height="20"><td><a href="#Top">Go Top</a></td></tr></table></td></tr></table><input type="button" name="butSearch" value="Search" size="15" onclick="baseSearch();"/><SCRIPT language="JavaScript" src="../includes/ENRGISE.js">
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</SCRIPT></body></html>