Merge branch 'otp_binding' into fetch-from-cbs

.gitignore

@@ -1,3 +1,4 @@
 node_modules/
+.vscode/
 .env
 logs/requests.log

.vscode/settings.json

@@ -1,6 +1,9 @@
 {
     "cSpell.words": [
+        "MPIN",
+        "otpgenerator",
         "tpassword",
-        "tpin"
+        "tpin",
+        "TPWORD"
     ]
 }

package-lock.json

@@ -12,6 +12,7 @@
         "axios": "^1.9.0",
         "bcrypt": "^6.0.0",
         "cors": "^2.8.5",
+        "dayjs": "^1.11.18",
         "dotenv": "^16.5.0",
         "express": "^5.1.0",
         "jsonwebtoken": "^9.0.2",
@@ -842,6 +843,12 @@
         "node": "*"
       }
     },
+    "node_modules/dayjs": {
+      "version": "1.11.18",
+      "resolved": "https://registry.npmjs.org/dayjs/-/dayjs-1.11.18.tgz",
+      "integrity": "sha512-zFBQ7WFRvVRhKcWoUh+ZA1g2HVgUbsZm9sbddh8EC5iv93sui8DVVz1Npvz+r6meo9VKfa8NyLWBsQK1VvIKPA==",
+      "license": "MIT"
+    },
     "node_modules/debug": {
       "version": "4.4.1",
       "resolved": "https://registry.npmjs.org/debug/-/debug-4.4.1.tgz",

package.json

@@ -16,6 +16,7 @@
     "axios": "^1.9.0",
     "bcrypt": "^6.0.0",
     "cors": "^2.8.5",
+    "dayjs": "^1.11.18",
     "dotenv": "^16.5.0",
     "express": "^5.1.0",
     "jsonwebtoken": "^9.0.2",

src/app.js

@@ -39,3 +39,4 @@ app.use((err, _req, res, _next) => {
 });
 
 module.exports = app;
+

src/controllers/admin_auth.controller.js

@@ -0,0 +1,122 @@
+const adminAuthService = require('../services/admin.auth.service');
+const authService = require('../services/auth.service');
+const { generateToken } = require('../util/jwt');
+const { logger } = require('../util/logger');
+const { hashPassword } = require('../util/hash');
+const db = require('../config/db');
+const { generateOTP } = require('../otpgenerator');
+const dayjs = require("dayjs");
+
+async function login(req, res) {
+  const { userName, password } = req.body;
+
+  if (!userName || !password) {
+    return res
+      .status(400)
+      .json({ error: 'UserName and Password are required' });
+  }
+  const currentTime = new Date().toISOString();
+  try {
+    const admin = await adminAuthService.validateAdmin(userName, password);
+    if (!admin) return res.status(401).json({ error: 'invalid credentials' });
+
+    const token = generateToken(admin.username, 'admin', '1d');
+    await db.query('UPDATE admin SET last_login = $1 WHERE username = $2', [
+      currentTime,
+      userName,
+    ]);
+    res.json({ token });
+  } catch (err) {
+    logger.error(err, 'login failed');
+    res.status(500).json({ error: 'something went wrong' });
+  }
+}
+
+async function fetchAdminDetails(req, res) {
+  const customerNo = req.admin;
+  try {
+    const admin = await adminAuthService.findAdminByUserName(customerNo);
+    if (!admin) return res.status(404).json({ message: 'ADMIN_USER_NOT_FOUND' });
+    return res.json(admin);
+
+  } catch (err) {
+    logger.error(err, 'error occurred while fetching admin details');
+    res.status(500).json({ error: 'something went wrong' });
+  }
+}
+
+async function getUserDetails(req, res) {
+  const { CIF } = req.query;
+  if (!CIF) {
+    res.status(400).json({
+      error: 'CIF number is required',
+    });
+  }
+  try {
+    const userDetails = await adminAuthService.getCustomerDetails(CIF);
+    if (!userDetails)
+      return res.status(401).json({ error: 'invalid CIF number' });
+    return res.json(userDetails);
+  } catch (error) {
+    logger.error('while fetching customer details', error);
+    res.status(500).json({ error: 'invalid CIF number' });
+  }
+}
+async function getUserRights(req, res) {
+  const { CIF } = req.query;
+  if (!CIF) {
+    res.status(400).json({
+      error: 'CIF number is required',
+    });
+  }
+  const userDetails = await adminAuthService.getCustomerDetailsFromDB(CIF);
+  if (!userDetails)
+    return res.status(401).json({ error: 'invalid CIF number or No rights is present for the user.' });
+  return res.json(userDetails);
+}
+
+async function UserRights(req, res) {
+  try {
+    const { CIF, ib_access_level, mb_access_level } = req.body;
+
+    if (!CIF) {
+      return res.status(400).json({ error: 'CIF number is required' });
+    }
+
+    const currentTime = new Date().toISOString();
+    const user = await authService.findUserByCustomerNo(CIF);
+    const first_time_pass = generateOTP(6);
+    const password = await hashPassword(first_time_pass);
+    if (user) {
+      const FirstTimeLogin = await authService.CheckFirstTimeLogin(CIF);
+      // if user did not login within 7 days
+      if (FirstTimeLogin && dayjs(currentTime).diff(dayjs(user.created_at), 'day') > 8) {
+        // Password expired, resend
+        await db.query(
+          'UPDATE users SET password_hash=$2, updated_at=$5, ib_access_level=$3, mb_access_level=$4 WHERE customer_no=$1',
+          [CIF, password, ib_access_level, mb_access_level, currentTime]
+        );
+        return res.json({ otp: first_time_pass });
+      }
+      // Just update access levels and timestamp
+      await db.query(
+        'UPDATE users SET updated_at=$4, ib_access_level=$2, mb_access_level=$3 WHERE customer_no=$1',
+        [CIF, ib_access_level, mb_access_level, currentTime]
+      );
+      return res.json({ message: "User updated successfully." });
+    } else {
+      // User does not exist, insert
+      await db.query(
+        'INSERT INTO users (customer_no, password_hash, ib_access_level, mb_access_level) VALUES ($1, $2, $3, $4)',
+        [CIF, password, ib_access_level, mb_access_level]
+      );
+      return res.json({ otp: first_time_pass });
+    }
+  } catch (err) {
+    console.error(err);
+    logger.error(err, 'UserRights failed');
+    return res.status(500).json({ error: 'Something went wrong' });
+  }
+}
+
+module.exports = { login, fetchAdminDetails, getUserDetails, UserRights, getUserRights };

src/controllers/auth.controller.js

@@ -2,6 +2,8 @@ const authService = require('../services/auth.service');
 const { generateToken } = require('../util/jwt');
 const { logger } = require('../util/logger');
 const db = require('../config/db');
+const dayjs = require("dayjs");
+const { comparePassword } = require('../util/hash');
 
 async function login(req, res) {
   const { customerNo, password } = req.body;
@@ -16,13 +18,22 @@ async function login(req, res) {
     const user = await authService.validateUser(customerNo, password);
     if (!user || !password)
       return res.status(401).json({ error: 'invalid credentials' });
-    const token = generateToken(user.customer_no, '1d');
     const FirstTimeLogin = await authService.CheckFirstTimeLogin(customerNo);
+    // For registration : if try to login first time after 7 days.
+    if (FirstTimeLogin && dayjs(user.created_at).diff(currentTime, "day") > 8)
+      return res.status(401).json({ error: 'Password Expired.Please Contact with Administrator' });
+
+    const token = generateToken(user.customer_no, '1d');
+    const loginPswExpiry = user.password_hash_expiry;
+    const rights = {
+      ibAccess: user.ib_access_level,
+      mbAccess: user.mb_access_level,
+    };
     await db.query('UPDATE users SET last_login = $1 WHERE customer_no = $2', [
       currentTime,
       customerNo,
     ]);
-    res.json({ token, FirstTimeLogin });
+    res.json({ token, FirstTimeLogin, loginPswExpiry, rights });
   } catch (err) {
     logger.error(err, 'login failed');
     res.status(500).json({ error: 'something went wrong' });
@@ -88,6 +99,7 @@ async function setLoginPassword(req, res) {
     return res.status(500).json({ error: 'SOMETHING_WENT_WRONG' });
   }
 }
+
 async function setTransactionPassword(req, res) {
   const customerNo = req.user;
   try {
@@ -102,6 +114,50 @@ async function setTransactionPassword(req, res) {
   }
 }
 
+async function changeLoginPassword(req, res) {
+  const customerNo = req.user;
+  try {
+    const user = await authService.findUserByCustomerNo(customerNo);
+    if (!user) return res.status(404).json({ error: 'USER_NOT_FOUND' });
+    const { OldLPsw, newLPsw, confirmLPsw } = req.body;
+    const isMatch = await comparePassword(OldLPsw, user.password_hash);
+    if (!isMatch)
+      return res.status(500).json({ error: 'Please Enter Correct Old Login Password' });
+    if (newLPsw !== confirmLPsw)
+      return res.status(500).json({ error: 'New Password and Confirm Password not Match' })
+    const isMatchWithOldPassword = await comparePassword(newLPsw, user.password_hash);
+    if (isMatchWithOldPassword)
+      return res.status(500).json({ error: 'New Password will be different from Previous Password' })
+    authService.changeLoginPassword(customerNo, newLPsw);
+    return res.json({ message: 'New Login Password changed successfully' });
+  } catch (error) {
+    logger.error(error);
+    return res.status(500).json({ error: 'SOMETHING_WENT_WRONG' });
+  }
+}
+
+async function changeTransPassword(req, res) {
+  const customerNo = req.user;
+  try {
+    const user = await authService.findUserByCustomerNo(customerNo);
+    if (!user) return res.status(404).json({ error: 'USER_NOT_FOUND' });
+    const { OldTPsw, newTPsw, confirmTPsw } = req.body;
+    const isMatch = await comparePassword(OldTPsw, user.transaction_password);
+    if (!isMatch)
+      return res.status(500).json({ error: 'Please Enter Correct Old Transaction Password' });
+    if (newTPsw !== confirmTPsw)
+      return res.status(500).json({ error: 'New Transaction Password and Confirm Transaction Password not Match' })
+    const isMatchWithOldPassword = await comparePassword(newTPsw, user.transaction_password);
+    if (isMatchWithOldPassword)
+      return res.status(500).json({ error: 'New Transaction Password will be different from Previous Transaction Password' })
+    authService.changeTransPassword(customerNo, newTPsw);
+    return res.json({ message: 'New Transaction Password changed successfully' });
+  } catch (error) {
+    logger.error(error);
+    return res.status(500).json({ error: 'SOMETHING_WENT_WRONG' });
+  }
+}
+
 module.exports = {
   login,
   tpin,
@@ -109,4 +165,6 @@ module.exports = {
   setLoginPassword,
   setTransactionPassword,
   fetchUserDetails,
+  changeLoginPassword,
+  changeTransPassword,
 };

src/controllers/neft.controller.js

@@ -47,6 +47,8 @@ async function send(
       'API call failed: ' + (error.response?.data?.message || error.message)
     );
   }
+  
+  
 }
 
 module.exports = { send };

src/controllers/otp.controller.js

@@ -0,0 +1,124 @@
+
+const { setJson, getJson } = require('../config/redis');
+const { generateOTP } = require('../otpgenerator');
+const { logger } = require('../util/logger');
+const axios = require('axios');
+const templates = require('../util/sms_template');
+
+// Send OTP
+async function SendOtp(req, res) {
+  const { mobileNumber, type, amount, beneficiary, ifsc, acctFrom, acctTo, ref, date, userOtp } = req.body;
+
+  if (!mobileNumber || !type) {
+    return res.status(400).json({ error: 'Mobile number and type are required' });
+  }
+
+  try {
+    let message;
+    let otp = null;
+    // Pick template based on type
+    switch (type) {
+      case 'IMPS':
+        otp = generateOTP(6);
+        message = templates.IMPS(otp);
+        break;
+      case 'NEFT':
+        otp = generateOTP(6);
+        message = templates.NEFT(otp, amount, beneficiary);
+        break;
+      case 'RTGS':
+        otp = generateOTP(6);
+        message = templates.RTGS(otp, amount, beneficiary);
+        break;
+      case 'BENEFICIARY_ADD':
+        otp = generateOTP(6);
+        message = templates.BENEFICIARY_ADD(otp, beneficiary, ifsc);
+        break;
+      case 'BENEFICIARY_SUCCESS':
+        message = templates.BENEFICIARY_SUCCESS(beneficiary);
+        break;
+      case 'NOTIFICATION':
+        message = templates.NOTIFICATION(acctFrom, acctTo, amount, ref, date);
+        break;
+      case 'FORGOT_PASSWORD':
+        otp = generateOTP(6);
+        message = templates.FORGOT_PASSWORD(otp);
+        break;
+      case 'CHANGE_LPWORD':
+        otp = generateOTP(6);
+        message = templates.CHANGE_LPWORD(otp);
+        break;
+      case 'CHANGE_TPIN':
+        otp = generateOTP(6);
+        message = templates.CHANGE_TPIN(otp);
+        break;
+      case 'CHANGE_TPWORD':
+        otp = generateOTP(6);
+        message = templates.CHANGE_TPWORD(otp);
+        break;
+      case 'CHANGE_MPIN':
+        otp = generateOTP(6);
+        message = templates.CHANGE_MPIN(otp);
+        break;
+      case 'REGISTRATION':
+        otp = userOtp ? userOtp : generateOTP(6);
+        message = templates.REGISTRATION(otp);
+      case 'RIGHT_UPDATE':
+        message = templates.RIGHT_UPDATE;
+        break;
+      default:
+        return res.status(400).json({ error: 'Invalid OTP type' });
+    }
+
+    // Call SMS API
+    const response = await axios.post('http://localhost:9999/api/SendtoMessage', {
+      mobileNumber,
+      stMessage: message,
+    });
+
+    if (response.data) {
+      // Save OTP only if it's OTP based (skip notifications without OTP)
+      if (message.includes('OTP')) {
+        await setJson(`otp:${mobileNumber}`, otp, 300);
+      }
+
+      logger.info(`Sent OTP [${otp}] for type [${type}] to ${mobileNumber}`);
+    }
+
+    return res.status(200).json({ message: 'Message sent successfully' });
+
+  } catch (err) {
+    logger.error(err, 'Error sending OTP');
+    return res.status(500).json({ error: 'Internal server error' });
+  }
+}
+
+
+// Verify OTP
+async function VerifyOtp(req, res) {
+  const { mobileNumber } = req.query;
+  const { otp } = req.body
+
+  if (!mobileNumber || !otp) {
+    return res.status(400).json({ error: 'Phone number and OTP are required' });
+  }
+
+  try {
+    const storedOtp = await getJson(`otp:${mobileNumber}`);
+
+    if (!storedOtp) {
+      return res.status(400).json({ error: 'OTP expired or not found' });
+    }
+
+    if (parseInt(otp, 10) !== parseInt(storedOtp, 10)) {
+      return res.status(400).json({ error: 'Invalid OTP' });
+    }
+
+    return res.status(200).json({ message: 'OTP verified successfully' });
+  } catch (err) {
+    logger.error(err, 'Error verifying OTP');
+    return res.status(500).json({ error: 'Internal server error' });
+  }
+}
+
+module.exports = { SendOtp, VerifyOtp };

src/middlewares/admin.middleware.js

@@ -0,0 +1,28 @@
+const { verifyToken } = require('../util/jwt');
+const { logger } = require('../util/logger');
+
+function checkAdmin (req,res,next){
+  const authHeader = req.headers.authorization;
+
+  if (!authHeader || !authHeader.startsWith('Bearer ')) {
+    return res
+      .status(401)
+      .json({ error: 'missing or malformed authorization header' });
+  }
+
+  const token = authHeader.split(' ')[1];
+  try {
+    const payload = verifyToken(token);
+    // console.log("hi",payload);
+    if(payload.customerNo && payload.role === 'admin'){
+      req.admin = payload.customerNo;
+      next();
+    }
+    else
+      return res.status(403).json({error :'Only admin can access'})
+  } catch (err) {
+    logger.error(err, 'error verifying token');
+    return res.status(401).json({ error: 'invalid or expired token' });
+  }
+}
+module.exports = checkAdmin;

src/middlewares/auth.middleware.js

@@ -21,5 +21,4 @@ function auth(req, res, next) {
     return res.status(401).json({ error: 'invalid or expired token' });
   }
 }
-
 module.exports = auth;

src/otpgenerator.js

@@ -0,0 +1,12 @@
+
+function generateOTP(length) {
+    const digits = '0123456789';
+    let otp = '';
+    otp += digits[Math.floor(Math.random() * 9) + 1]; // first digit cannot be zero
+    for (let i = 1; i < length; i++) {
+        otp += digits[Math.floor(Math.random() * digits.length)];
+    }
+    return otp;
+}
+
+module.exports = { generateOTP };

src/routes/admin_auth.route.js

@@ -0,0 +1,12 @@
+const adminAuthController = require('../controllers/admin_auth.controller');
+const adminAuthenticate = require('../middlewares/admin.middleware');
+const express = require('express');
+
+const router = express.Router();
+
+router.post('/login', adminAuthController.login);
+router.get('/admin_details', adminAuthenticate, adminAuthController.fetchAdminDetails);
+router.get('/fetch/customer_details',adminAuthenticate,adminAuthController.getUserDetails);
+router.post('/user/rights',adminAuthenticate,adminAuthController.UserRights);
+router.get('/user/rights',adminAuthenticate,adminAuthController.getUserRights);
+module.exports = router;

src/routes/auth.route.js

@@ -9,10 +9,9 @@ router.get('/user_details', authenticate, authController.fetchUserDetails);
 router.get('/tpin', authenticate, authController.tpin);
 router.post('/tpin', authenticate, authController.setTpin);
 router.post('/login_password', authenticate, authController.setLoginPassword);
-router.post(
-  '/transaction_password',
-  authenticate,
-  authController.setTransactionPassword
-);
+router.post('/transaction_password',authenticate,authController.setTransactionPassword);
+router.post('/change/login_password',authenticate,authController.changeLoginPassword);
+router.post('/change/transaction_password',authenticate,authController.changeTransPassword);
+
 
 module.exports = router;

src/routes/index.js

@@ -1,5 +1,6 @@
 const express = require('express');
 const authRoute = require('./auth.route');
+const adminAuthRoute =require('./admin_auth.route');
 const detailsRoute = require('./customer_details.route');
 const transactionRoute = require('./transactions.route');
 const authenticate = require('../middlewares/auth.middleware');
@@ -9,10 +10,12 @@ const neftRoute = require('./neft.route');
 const rtgsRoute = require('./rtgs.route');
 const impsRoute = require('./imps.route');
 const { npciResponse } = require('../controllers/npci.controller');
+const otp = require('./otp.route');
 
 const router = express.Router();
 
 router.use('/auth', authRoute);
+router.use('/auth/admin',adminAuthRoute);
 router.use('/customer', authenticate, detailsRoute);
 router.use('/transactions/account/:accountNo', authenticate, transactionRoute);
 router.use('/payment/transfer', authenticate, transferRoute);
@@ -21,5 +24,7 @@ router.use('/payment/rtgs', authenticate, rtgsRoute);
 router.use('/payment/imps', authenticate, impsRoute);
 router.use('/beneficiary', authenticate, beneficiaryRoute);
 router.use('/npci/beneficiary-response', npciResponse);
+router.use('/otp', otp);
+
 
 module.exports = router;

src/routes/otp.route.js

@@ -0,0 +1,13 @@
+
+const express = require('express');
+const otpController = require('../controllers/otp.controller');
+
+const router = express.Router();
+
+// Send OTP (POST request with body)
+router.post('/send', otpController.SendOtp);
+
+// Verify OTP (GET request with query params ?mobileNumber=xxx&otp=123456)
+router.post('/verify', otpController.VerifyOtp);
+
+module.exports = router;

src/services/admin.auth.service.js

@@ -0,0 +1,47 @@
+const db = require('../config/db');
+const { comparePassword, hashPassword } = require('../util/hash');
+const axios = require('axios');
+
+async function findAdminByUserName(customerNo) {
+  const result = await db.query('SELECT * FROM admin WHERE username = $1', [
+    customerNo,
+  ]);
+  return result.rows[0];
+}
+
+async function validateAdmin(customerNo, password) {
+  const user = await findAdminByUserName(customerNo);
+  if (!user) return null;
+  const isMatch = await comparePassword(password, user.password);
+  return isMatch ? user : null;
+}
+
+async function getCustomerDetails(customerNo) {
+  try {
+    const response = await axios.get(
+      'http://localhost:8686/kccb/cbs/custInfo/details',
+      { params: { stcustno: customerNo } }
+    );
+    const details = response.data;
+    const processedDetails = details.map((acc) => ({
+      ...acc,
+      activeAccounts: details.length,
+      cifNumber: customerNo,
+    }));
+    return processedDetails;
+  } catch (error) {
+    logger.error('while fetching customer details', error);
+    throw new Error(
+      'API call failed: ' + (error.response?.data?.message || error.message)
+    );
+  }
+}
+
+async function getCustomerDetailsFromDB(customerNo) {
+  const result = await db.query('SELECT customer_no,created_at,last_login,is_first_login,ib_access_level,mb_access_level FROM users WHERE customer_no = $1', [
+    customerNo,
+  ]);
+  return result.rows[0];
+}
+
+module.exports = { validateAdmin, findAdminByUserName, getCustomerDetails,getCustomerDetailsFromDB };

src/services/auth.service.js

@@ -1,5 +1,6 @@
 const db = require('../config/db');
 const { comparePassword, hashPassword } = require('../util/hash');
+const dayjs =require("dayjs");
 
 async function findUserByCustomerNo(customerNo) {
   const result = await db.query('SELECT * FROM users WHERE customer_no = $1', [
@@ -47,14 +48,16 @@ async function setTpin(customerNo, tpin) {
 // Set login password
 async function setLoginPassword(customerNo, login_psw) {
   const hashedLoginPassword = await hashPassword(login_psw);
+  const currentTime = dayjs().toISOString();
+  const password_expiry = dayjs().add(90,"day").toISOString();
   try {
     await db.query(
-      'UPDATE users SET password_hash = $1 ,is_first_login = false WHERE customer_no = $2',
-      [hashedLoginPassword, customerNo]
+      'UPDATE users SET password_hash = $1 ,is_first_login = false,updated_at = $3,password_hash_expiry =$4 WHERE customer_no = $2',
+      [hashedLoginPassword, customerNo ,currentTime ,password_expiry]
     );
   } catch (error) {
     throw new Error(
-      `error occured while while setting new Login Password ${error.message}`
+      `error occurred while while setting new Login Password ${error.message}`
     );
   }
 }
@@ -69,14 +72,48 @@ async function validateTransactionPassword(customerNo, tpassword) {
 // Set transaction password
 async function setTransactionPassword(customerNo, trans_psw) {
   const hashedTransPassword = await hashPassword(trans_psw);
+  const currentTime = dayjs().toISOString();
+  const password_expiry = dayjs().add(90,"day").toISOString();
   try {
     await db.query(
-      'UPDATE users SET transaction_password = $1 WHERE customer_no = $2',
-      [hashedTransPassword, customerNo]
+      'UPDATE users SET transaction_password = $1 ,updated_at = $3,transaction_password_expiry =$4 WHERE customer_no = $2',
+      [hashedTransPassword, customerNo , currentTime ,password_expiry]
     );
   } catch (error) {
     throw new Error(
-      `error occured while while setting new Transaction Password ${error.message}`
+      `error occurred while while setting new Transaction Password ${error.message}`
+    );
+  }
+}
+
+async function changeLoginPassword(customerNo, login_psw) {
+  const hashedLoginPassword = await hashPassword(login_psw);
+  const currentTime = dayjs().toISOString();
+  const password_expiry = dayjs().add(90,"day").toISOString();
+  try {
+    await db.query(
+      'UPDATE users SET password_hash = $1 ,updated_at = $3,password_hash_expiry =$4 WHERE customer_no = $2',
+      [hashedLoginPassword, customerNo , currentTime ,password_expiry]
+    );
+  } catch (error) {
+    throw new Error(
+      `error occured while while setting new Login Password ${error.message}`
+    );
+  }
+}
+
+async function changeTransPassword(customerNo, trans_psw) {
+  const hashedTransPassword = await hashPassword(trans_psw);
+  const currentTime = dayjs().toISOString();
+  const password_expiry = dayjs().add(90,"day").toISOString();
+  try {
+    await db.query(
+      'UPDATE users SET transaction_password = $1 ,updated_at = $3,transaction_password_expiry =$4 WHERE customer_no = $2',
+      [hashedTransPassword, customerNo , currentTime ,password_expiry]
+    );
+  } catch (error) {
+    throw new Error(
+      `error occurred while while setting new Login Password ${error.message}`
     );
   }
 }
@@ -90,4 +127,6 @@ module.exports = {
   setLoginPassword,
   validateTransactionPassword,
   setTransactionPassword,
+  changeLoginPassword,
+  changeTransPassword,
 };

src/util/jwt.js

@@ -2,9 +2,9 @@ const jwt = require('jsonwebtoken');
 const { jwtSecret } = require('../config/config');
 const { logger } = require('./logger');
 
-function generateToken(customerNo, expiresIn = '10d') {
-  logger.info({ customerNo }, 'payload to encode');
-  return jwt.sign({ customerNo }, jwtSecret, { expiresIn });
+function generateToken(customerNo, role = 'user', expiresIn = '10d') {
+  logger.info({ customerNo, role }, 'payload to encode');
+  return jwt.sign({ customerNo, role }, jwtSecret, { expiresIn });
 }
 
 function verifyToken(token) {

src/util/sms_template.js

@@ -0,0 +1,41 @@
+const templates = {
+  IMPS: (otp) => `Dear Customer, Please complete the fund transfer with OTP ${otp} -KCCB`,
+
+  NEFT: (otp, amount, beneficiary) =>
+    `Dear Customer, Please complete the NEFT of Rs.${amount} to ${beneficiary} with OTP:${otp} -KCCB`,
+
+  RTGS: (otp, amount, beneficiary) =>
+    `Dear Customer, Please complete the RTGS of Rs.${amount} to ${beneficiary} with OTP:${otp} -KCCB`,
+
+  BENEFICIARY_ADD: (otp, beneficiary, ifsc) =>
+    `Dear Customer, You have added beneficiary ${beneficiary} ${ifsc} for NEFT/RTGS. Please endorse the beneficiary with OTP ${otp} -KCCB`,
+
+  BENEFICIARY_SUCCESS: (beneficiary) =>
+    `Dear Customer, Your Beneficiary: ${beneficiary} for Net Banking is added successfully -KCCB`,
+
+  NOTIFICATION: (acctFrom, acctTo, amount, ref, date) =>
+    `Your A/c ${acctFrom} is debited for Rs. ${amount} to the credit of A/c ${acctTo} thru Net Banking - ref: ${ref} - ${date} - Kangra Central Co-Operative Bank -KCCB`,
+
+  FORGOT_PASSWORD: (otp) =>
+    `Dear Customer, Forgot Password OTP is ${otp} -KCCB`,
+
+  CHANGE_LPWORD: (otp) =>
+    `Dear Customer, Change Login Password OTP is ${otp} -KCCB`,
+
+  CHANGE_TPIN: (otp) =>
+    `Dear Customer, Change Transaction pin OTP is ${otp} -KCCB`,
+
+  CHANGE_TPWORD: (otp) =>
+    `Dear Customer, Change Transaction password OTP is ${otp} -KCCB`,
+
+   CHANGE_MPIN: (otp) =>
+    `Dear Customer, Change M-PIN OTP is ${otp} -KCCB`,
+
+  REGISTRATION: (otp) =>
+    `Dear Customer, Your CIF is enable.First time login password: ${otp} (valid for 7 days).Please login and change your password -KCCB`,
+
+  RIGHT_UPDATE:
+    `Dear Customer, Your CIF rights have been updated. Please log in again to access the features. -KCCB`,
+};
+
+module.exports = templates;